Need-Based Undergraduate
Full tuition plus a monthly living stipend for financially deserving students at HEC-recognised universities.
Program details
Zabtec × HEC Joint Venture
Funding Pakistan's brightest minds — from first application to graduation day.
Zabtec is a national scholarship administrator delivering merit- and need-based awards in partnership with the Higher Education Commission. We handle eligibility, applications, disbursement and mentorship, so talented students can focus on learning, not on how to pay for it.
12,400+students supported across Pakistan since 2019
140+Partner universities
6Scholarship tracks
Rs 4.8B+Disbursed to scholars
36Districts reached
Who we are
A dedicated partner for scholarship delivery in Pakistan.
The Higher Education Commission funds the vision. Zabtec makes it reach the student. As HEC's delivery partner, we run the digital application portal, verify eligibility against transparent criteria, disburse awards on time, and stay with each scholar through renewals and graduation.
- One CNIC-based applicationApply once and be matched to every program you qualify for.
- Transparent, merit-first selectionClear criteria, audited scoring, and a documented appeals route.
- Support beyond the chequeMentorship, financial literacy and career guidance for every awardee.
Scholarship programs
Six tracks, one purpose: no talent left unfunded.
Whether you are entering your first undergraduate year or pursuing a doctorate abroad, there is a Zabtec-administered pathway built for you.
Merit Excellence Award
Rewarding top-performing students across STEM, humanities and social sciences with tuition support.
Program detailsMS & MPhil Fellowship
Support for 16-years-educated graduates advancing to research-based master's degrees within Pakistan.
Program detailsIndigenous PhD
Stipend and tuition for doctoral scholars strengthening Pakistan's research capacity at home.
Program detailsOverseas Scholarship
Fully-funded MS and PhD placements at world-ranked universities, with airfare and health cover.
Program detailsPriority Discipline Grant
Extra support for national-priority fields: IT, renewable energy, agriculture and healthcare.
Program details
Why Zabtec
Built for fairness, speed and dignity.
Verified & audited
Every award is scored against published criteria and independently audited.
On-time disbursement
Stipends released on a predictable calendar, straight to the student's account.
Human support
A helpline and mentor network guide you through documents and decisions.
Tracked to graduation
We follow outcomes, not just applications, and report impact openly.
How it works
From application to award in four clear steps.
Create your profile
Register on the student portal with your CNIC and verify your identity.
Submit one application
Enter academic and financial details once; we match you to every eligible program.
Assessment & selection
Merit and need are scored transparently; shortlisted students are notified.
Award & support
Funds are disbursed and your mentor and support services are activated.
Our impact
Numbers that mean opportunity.
Figures are indicative of the scale Zabtec-administered programs are designed to reach.
12,400+Scholars funded
48%Women awardees
94%Retention to graduation
140+Partner institutions
Latest updates
All news
News & announcements
Fall 2026 Need-Based Undergraduate cycle now open
Applications for the flagship undergraduate program are live on the student portal until 30 September.
Read update
Twelve new partner universities join the network
Zabtec welcomes twelve additional HEC-recognised institutions to its disbursement network.
Read update
Class of 2026: 94% completion for supported scholars
Our latest cohort report shows sustained retention and strong graduate employment.
Read updateYour degree shouldn't depend on your bank balance.
Check your eligibility in minutes, then submit a single application that opens the door to every Zabtec-administered scholarship you qualify for.